You might look at a payment gateway such as Authorize.net that allows you to set the transaction to "authorize" instead of "authorize and capture" -- the difference being that authorize simply authorizes a charge to be potentially collected at a future date ( where the future date can only span so far into the future before authorization expires). Capture means "get the money now" so the card would be debited immediately.
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IgniteWoo.com Team on "[Plugin: WooCommerce - excelling eCommerce] Process payments at a later date"
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